Farm Combined Insurance is designed to cover the complex insurance needs of farmers, all under one simple policy. This option means that no matter the size, nature or location of your farm, you can tailor a policy to meet your specific requirements.
It can be extended to cover areas such as your farmhouse, outbuildings and livestock, whilst also protecting you and your business against liability claims and unforeseen risks.
Key features
✓ Employer, public and product liability
✓ Farm buildings and contents
✓ Livestock
✓ Loss of revenue
✓ Personal accident and sickness
✓ Household buildings and contents
✓ Goods in transit
✓ Environmental liability
Farm Motor Fleet
Your farm vehicles are often essential for the day-to-day running of your business and should they breakdown, we understand that it’s essential for you to get a repair or replacement as soon as possible.
Farm Motor Fleet Insurance covers all your farm and private vehicles under the same policy. You can start the policy on one vehicle and add others as you acquire them.
Key features
✓ Combine commercial, personal and farm vehicles
✓ Flexible cover
✓ Comprehensive, third-party, fire & theft/third party
✓ Replacement locks following theft or loss of keys
✓ Optional breakdown cover
✓ Free trailer cover included
✓ Protected no claims discount available for cars and commercial vehicles
✓ Protects belongings stored in a vehicle
Rural Protect
Rural Protect is a bespoke management liability insurance policy developed by rural insurance specialists, specifically for those working in the agricultural trade.
It’s designed to protect farmers, landowners and agribusinesses against personal, company and employment practice liability. It covers the fees of defending your business against UK regulators, from HMRC to the RSPCA.
This cover protects everyone in your company, including your directors and officers, and is available for sole traders, partnerships and limited businesses.
Key features
✓ Protection against regulatory bodies
✓ Employment tribunals
✓ Civil action
✓ Rent arbitration
✓ Health and safety
✓ Investigation, prosecution and defence costs
✓ Cyber liability
✓ Includes access to rradarstation
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