For insurance that’s uniquely tailored to your business, look no further than Commercial Combined Insurance. This cover offers a selection of features which you can choose from to shape a policy which suits your business.
Our friendly team will work with you to identify the size and nature of your business in order to arrange you a policy which offers the protection you need, and eliminates any that you don’t.
Key features
✓ Flexible, tailored cover
✓ Business interruption
✓Liability
✓ Buildings and contents
✓ Stock and equipment
✓ Goods in transit
✓ Money
✓ Fixtures and fittings
Property Owners
Property Owners’ Insurance can cover all your residential and commercial properties in one simple policy, eliminating the need for multiple policies and additional paperwork.
Whether you rent out one or one hundred properties, this policy can be adapted to your needs. Your cover will meet the needs of both your physical property along with your business insurance requirements with features such as loss of rent and liability cover.
Key features
✓ Flexible, tailored cover
✓ Buildings and landlord’s contents
✓ Liability
✓ Unoccupied buildings
✓ Loss of rent
✓ Legal cover
✓ Emergency assistance
✓ Terrorism cover
Motor Fleet
If you operate a business which runs a fleet of vehicles, Motor Fleet Cover enables you to insure them all under one policy, reducing your admin time and potentially saving you money.
One policy means one renewal date, easy management and flexibility. You can even add more vehicles on as your company fleet grows.
Our team will work with you to establish the level of cover you need and advise you on optional policy features such as breakdown cover and additional drivers.
Key features
✓ Flexible cover
✓ Comprehensive, third party fire and theft or third party
✓ Option to include trailers
✓ Free Motor Legal Expenses cover on all cars and commercial vehicles
✓ Additional/named driver option
✓ ‘Any Driver’ option
✓Full European cover option
✓ Optional breakdown cover
Motor Trade
Motor Trade Insurance offers motor trade businesses a flexible insurance option, allowing businesses to choose the cover from the features which apply to them.
This ensures a policy which is shaped around a business’s unique component parts. Our friendly team will work with you to identify the size and nature of your motor trade business in order to arrange for you a policy which offers the protection you need, and eliminates any that you don’t.
Whether you’re in the business of auto repair, car valeting, breakdown & recovery or something else, we can find a policy to suit you.
Key features
✓ Flexible, tailored cover
✓ Sales and service indemnity cover
✓ Cover for loan and demo vehicles
✓ ‘Any Driver’ option
✓ Employer, public and product liability
✓ Road risk cover
✓ Business interruption
✓ Buildings, contents and stock
Public and Employer Liability
If your company hires one or more member of staff, you will be required to have employers’ liability insurance by law.
Public liability insurance is not a legal requirement although some councils may require your business to have it. It’s worth thinking about as if a member of the public or their property suffers injury or damage due to, or because of, your business, you could be held liable.
Key features
✓ Legal costs
✓ Compensation
✓ Investigation and defence fees
✓ Legal support and advice
✓ Flexible, affordable cover
✓ Cover for temporary staff
✓ Full claim support
✓ Injury and accidental damage
Contractors
If you’re a contractor, we’ll work alongside you to determine the type and level of cover you need to stay compliant with legal and employer requirements. No matter what industry you’re in, we’ll do all of this whilst protecting your livelihood.
We can combine cover features such as public liability cover and professional indemnity cover to ensure that you’re able to meet the financial repercussions of any legal action that may be taken against you.
Key features
✓ Public and employers’ liability
✓ Professional Indemnity (PI) insurance
✓ Business HR
✓ Commercial legal protection
✓ Personal accident
✓ Office contents
✓ Cyber
✓ Industry-specific cover
Get in touch