Farm Combined

Farm Combined Insurance is designed to cover the complex insurance needs of farmers, all under one simple policy. This option means that no matter the size, nature or location of your farm, you can tailor a policy to meet your specific requirements.

It can be extended to cover areas such as your farmhouse, outbuildings and livestock, whilst also protecting you and your business against liability claims and unforeseen risks.

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Countryside in Hexham promoting farm insurance

Key features

Employer, public and product liability

Farm buildings and contents

Livestock

Loss of revenue 

Personal accident and sickness

Household buildings and contents 

Goods in transit 

Environmental liability

Tractor at sunset promoting farm insurance in Hexham

Farm Motor Fleet

Your farm vehicles are often essential for the day-to-day running of your business and should they breakdown, we understand that it’s essential for you to get a repair or replacement as soon as possible.

Farm Motor Fleet Insurance covers all your farm and private vehicles under the same policy. You can start the policy on one vehicle and add others as you acquire them.

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Key features

Combine commercial, personal and farm vehicles

✓ Flexible cover 

✓ Comprehensive, third-party, fire & theft/third party 

Replacement locks following theft or loss of keys

Optional breakdown cover 

Free trailer cover included

Protected no claims discount available for cars and commercial vehicles

Protects belongings stored in a vehicle

Rural Protect 

Rural Protect is a bespoke management liability insurance policy developed by rural insurance specialists, specifically for those working in the agricultural trade.

It’s designed to protect farmers, landowners and agribusinesses against personal, company and employment practice liability. It covers the fees of defending your business against UK regulators, from HMRC to the RSPCA.

This cover protects everyone in your company, including your directors and officers, and is available for sole traders, partnerships and limited businesses.

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Yellow flowers in countryside promoting farm insurance in Hexham

Key features

Protection against regulatory bodies 

Employment tribunals 

Civil action

Rent arbitration

Health and safety 

Investigation, prosecution and defence costs 

Cyber liability

Includes access to rradarstation 

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